What Sets us Apart
Fee-Only vs. Fee-Based
Fundamentally Set Apart
We operate on a fee-only basis, which means our compensation comes exclusively from the fees you pay for our services. We do not receive commissions or any other hidden payments. This structure eliminates potential conflicts of interest and ensures that our advice is always aligned with your best interests.
In contrast, fee-based advisors may receive commissions from selling financial products, which can create incentives to recommend options that benefit them financially—even if those options aren't the most suitable for you. For instance, a fee-based advisor might suggest an investment fund or insurance product that offers them a higher commission, potentially putting their interests ahead of yours.
Our fee-only approach is designed to put your financial goals first. You can have confidence knowing that our recommendations are transparent, objective, and solely focused on helping you succeed. We're here to provide guidance you can trust—free from bias or conflicting incentives.
Fiduciary Standard
As fiduciaries, we have a legal and ethical duty to always act in your best interests. This means we put your needs first, offering advice that is tailored to your unique financial goals and personal circumstances. You can feel confident knowing that our guidance is driven by a steadfast commitment to your financial well-being—not by outside influences. Your success is our top priority, and we’re dedicated to helping you achieve lasting financial security.
Certified Divorce Financial Analyst®
Divorce is more than an emotional life change—it’s a significant financial event that requires careful planning and informed decision-making. As Certified Divorce Financial Analyst® (CDFA®) professionals, we specialize in guiding clients through the financial complexities of divorce with clarity, objectivity, and confidence. This designation reflects our deep expertise in areas such as asset division, tax considerations, cash flow analysis, and long-term financial planning.
At Covenant Financial Partners, we provide personalized, strategic support to help you make sound financial choices during every stage of the divorce process. Whether you’re reviewing settlement options, assessing the future impact of dividing assets, or preparing for your financial life after divorce, we’re here to help you navigate each step with insight and care.
By partnering with a CDFA®, you gain a dedicated financial advocate who ensures you understand the full impact of your decisions—empowering you to pursue a fair and secure financial future.